1) If you’re leaving work in the middle of a rainstorm, and the wind is blowing the rain right under your umbrella (assuming you can even keep your umbrella open), and you have a 10-minute walk to the bus stop, and you’ve already ruined one cell phone by walking to and from bus stops in the rain, you can protect your current cell phone (et cetera) by putting your bag on under your waterproof jacket.
(Note: To some bus riders, the above discovery might appear elementary. To this one, it was revolutionary.)
2) If you’re riding on an articulated bus in the middle of a rainstorm, and that articulated bus is rerouted to avoid a fallen tree at 23rd and Republican, and the reroute involves sharp turns and narrow streets, and you happen to be sitting in the middle section, inside that accordion thingy that you liked when you were a kid even though it made you car–well, “bus”–sick, and that accordion thingy is full of water and bending in ways nature never intended, you will get wet. So, unfortunately, will that cell phone you worked so hard to preserve.